Vaibhav Vyapaar IPO Details Details

Vaibhav Vyapaar IPO is a ₹42.10 crore book-built issue, entirely comprising a fresh issue of approximately 77.96 lakh equity shares. The IPO opens on October 13 and closes on October 15, 2026, with a price band of ₹51–₹54 per share. The lot size is 2,000 shares, with a minimum retail investment of ₹2,16,000 for 4,000 shares. Allotment is expected on October 16, followed by a tentative NSE SME listing on October 21, 2026. GetFive Advisors Pvt. Ltd. is the Book Running Lead Manager, while KFin Technologies Ltd. is the registrar. For complete details, refer to the Vaibhav Vyapaar IPO RHP.

IPO Details

IPO Date 13 Oct 26
Listing Date 21 Oct 26
Face Value ₹5 per share
Price Band ₹51 to ₹54
Lot Size 2000
Sale Type Fresh capital cum OFS
Issue Type Bookbuilding IPO
Listing At NSE SME
Total Issue Size ₹42 Cr
Fresh Issue
₹40 Cr
Offer for Sale
Share Holding Pre Issue 2,03,86,423 shares
Share Holding Post Issue 2,81,82,423 shares

IPO DRHP Status

Description Details

IPO Reservation

Investor Category Shares Offered
QIB Shares Offered Net offer 36,94,000 (49.88%) are allocated to QIB
Retail Shares Offered 25,96,000 (35.05%) allocated to RII
NII Shares Offered 11,16,000 (15.07%) allocated to NII

About Vaibhav Vyapaar IPO Details.


Incorporated in February 2009, Vaibhav Vyapaar Limited is a Non-Banking Financial Company (NBFC) specializing in digital unsecured personal loans for salaried and self-employed individuals across India. The company operates through its digital lending platform, LoanFront, which enables end-to-end loan processing, including customer verification, credit assessment, underwriting, disbursement and repayment. Its services primarily target first-time borrowers, lower-income salaried professionals and underserved customers in urban and semi-urban markets. Vaibhav Vyapaar follows a technology-driven lending model, offering loans through direct lending and co-lending partnerships with other NBFCs. It also generates revenue by providing technology and application services to financial institutions. Acquired by CapFront Technologies Private Limited in October 2019, the company has expanded its digital lending operations through LoanFront over the past six years. Financial and Operational Highlights As of July 31, 2026, the company reported: Assets Under Management (AUM): ₹812.41 crore Net Worth: ₹471.96 crore Debt-to-Equity Ratio: 0.80 Total Employees: 56, including specialists in technology, operations and risk management. Key Competitive Strengths Digital Lending Platform: Technology-enabled, end-to-end personal loan processing. Underserved Customer Focus: Catering to first-time and lower-income borrowers. Diversified Lending Model: Combination of direct lending, co-lending and technology services. Risk Management: Structured credit assessment, underwriting and risk evaluation processes. Market Expertise: Established digital lending operations supported by customer insights. Experienced Management: Leadership with expertise in financial services and digital lending.

Company Financials (Restated)

Period Ended 31 Jul 2026 31 Mar 2026 31 Mar 2025
Assets 96.16 84.23 55.04
Total Income 18.15 37.64 25.34
Profit After Tax 3.01 1.97 1.48
EBITDA 7.51 10.84 7.07
Net Worth 47.20 29.19 27.22
Amount in ₹ Crore

IPO Objects of the Issue

The Company proposes to utilise the Net Proceeds from the Issue towards the following objects:

# Issue Objects Est Amt (₹ Cr.)
1 Augment the capital base of the company 32.00
2 General Corporate Purpose 0.00

Key Performance Indicator (KPI)

KPI Jul 31, 2026 Mar 31, 2026
ROE 7.87%% 6.99%%
ROCE 12.44%% 26.99%%
Debt/Equity - -
RoNW 6.37%% 6.75%%
PAT Margin 16.70%% 5.36%%
EBITDA Margin 41.72%% 29.47%%

Key Performance Indicator (KPI)

Pre IPO Post IPO
EPS Rs 0.97 3.20
The value will be calculated using Equity Dilution = Share Holding Pre Issue - Share Holding Post Issue The Pre IPO EPS is calculated based on Pre issue shareholding as on date of RHP and the latest FY earnings as of March 31, 2026 available in RHP. The Post Issue EPS is calculated based on the Post issue shareholding and annualized FY earnings of July 31, 2026 available in RHP.

IPO Registrar

  • Kfin Technologies Ltd.
  • 040-79615565
  • vaibhav.ipo@kfintech.com
  • Visit Website

IPO Lead Manager(s)


Lead Manager Reports

Contact Details

Vaibhav Vyapaar Ltd. Address
Arch Square-X2, Unit-1406 14th Floor, EP-GP Block, Sector V, Bidhannagar Bidhan Nagar CK Market, North 24 Parganas, Saltlak Kolkata, West Bengal, 700091

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